Women should make their health a priority for good self-care. This is necessary for both non-working and working professionals. The best health insurance plans in India are cost-effective, offer peace of mind and can help you maintain financial stability during medical emergencies. Every woman must have a cover for all phases of their lives regardless of their socio-economic situation. You can consider getting add-on coverage from ManipalCigna Health Insurance. It can include maternity cover, medical expenses, and termination of pregnancy in a legal way. All you have to do is pay an extra premium.
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Why Should Women Choose Add-on Coverage?
There are several reasons why women need an add-on. Take a look:
Women are more likely to have chronic health issues than men. The most common ones are arthritis, neck pain, back pain, headache, and mental disorders. These significantly affect the quality of life.
Women are usually more stressed than men are. A study found that both males and females experience extreme anxiety, a part of the brain becomes highly active in women which is nearly absent in males. Unchecked stress can contribute to diabetes, heart diseases and obesity.
Pollution, lifestyle diseases and adulteration also impact women are the same way.
Women also tend to have higher longevity than men. This is reason enough to opt for an add-on cover early in life. It will help you stay protected against all kinds of diseases right from the start.
Certain health issues also impact women differently. For example, alcohol abuse, osteoarthritis, mental health, stress, stroke, and urinary tract infection affect women differently and more severely than they do for men. Taking birth control pills, hormonal therapy, thick waist and being pregnant are risky as well. These could be the time for a medical check-up. This is where an add-on coverage as extra protection could be helpful.
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Benefits of an Add-On Coverage
An add-on coverage can boost the value of health insurance plans in India. It is especially important for women who wish to get simple coverage over a base policy. The cover can add as a backup once the existing policy becomes insufficient for the entire treatment or exhausts mid-way.
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Here’s a look at the advantages:
1. An add-on for critical illness cover offers a lump sum amount to the policyholder. You do not have to worry about the total costs. It is offered irrespective of the expenses incurred at treatment, hospitalization, and medications.
2. A maternity add-on can take care of all the delivery expenses along with pre-natal and post-natal care. An add-on can support the base cover here.
3. A personal accident add-on can offer coverage against all kinds of accidents that could lead to life-threatening criticalities or otherwise.
4. Family floater health insurance plan extends to the entire family instead of a single individual. This can be opted for all the women at once. A single cover for everyone makes it easy to manage the policy rather than dealing with numerous health plans.
Women are highly prone to critical illnesses. For example, the most common ones are breast cancer, fallopian tube cancer, cervical cancer, multi-trauma, ovarian cancer, vaginal cancer and uterine cancer. Stroke, Parkinson’s Disease, cancer and coronary artery bypass grafts are also usual among women. So now you can see the necessity of an add-on cover for women from a trusted insurance partner like ManipalCigna.
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How Can ManipalCigna Health Insurance Cover Help?
It offers a range of health insurances with a commitment to the well-being of you and your family. You can access simple and convenient healthcare. This is an ideal way to protect your financial, emotional, and physical health of yourself. An individual health policy comes with cashless hospitalization and multiple add-on features. But the whole sum insured covers only one individual. The additions and benefits can be customised as per your needs.
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One can consider a cover for life-threatening critical illnesses like heart attacks, renal failure, and cancer. These are long-term diseases and a lump-sum amount for women might not be sufficient. An add-on can be useful in fulfilling the treatment depending upon the policy holder’ requirements. But know that you will have to purchase the plan separately. This is because high-risk diseases are not covered under basic hospitalization policies.
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